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What Is Injury Compensation? The purpose of injury compensation is to help injured individuals pay for the costs resulting from workplace-related accidents. These losses could include medical bills, lost wages, and future income and loss of enjoyment of life-changing damages. You can get this money by two methods: either through a settlement or filing a lawsuit. A lawyer can analyze the case and advise you which option is right for you. Medical Treatment Your claim for injury will cover a substantial amount of medical treatment. The insurance company will cover reasonable and necessary medical care. This includes medical bills from health professionals and specialists. You can also receive reimbursement for prescriptions and non-prescription medications, as you travel to and from medical appointments. Depending on injury law firm district of columbia , you may need assistive aids such as canes, wheelchairs, or other special clothing. You may also be eligible to recover expenses for home modifications, including stair lifts and ramps. Medical expenses include diagnostic tests needed to diagnose your injuries and evaluate your recovery. You may also be able to recover the costs of surgery required to treat your injuries. The workers' compensation board has guidelines on medical treatment for doctors to follow. These guidelines permit your health care provider to carry out the majority of your medical procedures without asking the insurance company for permission. Following your doctor's advice can be very beneficial in your case. If the defendant or insurer is aware that you've been skipping appointments and playing tennis at weekends despite your alleged injuries, they might argue that your injuries aren't as serious as you claim. On the other the other hand, if you're always consulting with health professionals and receiving extensive medical treatments then they'll have to admit that your injuries are serious. Lost Wages Injuries are not only physically painful but can be financially devastating as well. The costs of treatment could quickly increase and injured victims may also have to deal with lost wages while recovering from their injuries. If your injury has caused you to be absent from work, you could be entitled to compensation for the time you've missed. Proving the loss of wages is a time-consuming and complex process that requires specific evidence. It is essential to provide copies of your previous pay stubs and tax-related documents. These documents can be used by your attorney to show the total amount of lost earnings due to your accident. Your lost wages may include your normal hourly earnings or salary, potential overtime bonuses, commissions, and more. You can also include benefits you no longer receive, such as free meals or car allowances. You may also be able to claim compensation for the days you missed due to your injury because you had to take sick or vacation leave to cover the days. Your lawyer will calculate the fair market value of these days and demand reimbursement from those accountable. If your injury is permanent the lawyer can seek compensation for lost future earning capacity. This is a far more complex procedure that involves hiring a forensic accounting expert or actuary to prove the loss of your future earnings potential. Medical expense Depending on the extent of your injuries, you may be faced with high medical costs that can strain your financial wellbeing. The seriousness of your injuries may also hinder you from working and earning a decent amount of time, which can put the financial burden on you and your family. You are entitled to reimbursement for all medical expenses that are related to your condition, which includes ambulance rides, doctor's visits, x-rays and hospital treatment. This includes supplies, medications, and orthopedic devices. You may also claim reimbursement for travel expenses to and from medical appointments, including therapy. You must keep receipts for all medical-related expenses, as you'll be reimbursed based on the actual expenses. For the purpose of negotiating attorneys and insurance firms typically rely on your billed amounts as a starting point to calculate medical special damages. They then multiply this number by an amount of 1.5 to 5 to calculate general damages. In general, minor injuries are in the lower part of the spectrum, while serious or lasting ones will be at the upper end. The Kocian Law Group has the expertise to ensure that you receive the entire amount of medical benefits you are entitled to. We will fight for insurers to pay the full amount that is recommended by your medical professionals even if they deny the necessity or reasonableness. Suffering and Pain The person who has suffered injury has a right to be compensated for the emotional and physical suffering and pain caused by their injuries. Physical damage to suffer and pain could include past and future medical treatment. Anxiety, stress, embarrassment, shock, and sadness may also be considered. It is difficult to put a value on the pain and distress of an accident, especially when it causes permanent injuries such as being in an in-chair or blinded. However, it is vital for accident victims to have the support of an attorney when it comes to gathering the necessary evidence to prove their loss. In some instances, the injured party may negotiate a settlement to avoid a trial. In most cases the insurance company is involved in the settlement agreement. The insurance company may use either the multiplier method or the per diem method to calculate pain and suffer damages. The courts employ both the multiplier method and the per diem method to determine compensation for emotional and physical trauma caused by accidents. Both methods have pros and cons, but the final amount will be determined by the jury. An experienced personal injury attorney can assist injured victims collect the evidence needed to support a claim for fair compensation. Adam S. Kutner & Associates attorneys can assist you with the investigation of your case and prepare your case for court or a settlement.